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Mortgage Loan Options

We firmly believe that the best way to handle mortgages is for the borrower to be actively involved in the process every step of the way. From choosing between loan programs to understanding negotiating terms, we're here to help you with anything you need.

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Below are some of the most commonly utilized loan programs we offer...

Down Payment Assistance Program Click to open answer

Apply for down payment assistance and get the keys to your new home faster. We have access to local and state housing programs, as well as private lenders and nonprofits that offer down payment assistance in New Mexico. This benefit is also open to first-time homebuyers. Get in touch to learn more about this assistance.   Get Started On Your Application

First Time Home Buyer Program Click to open answer

The FHA loan is the most popular government-backed home loan in the country. These low down payment loans are made by qualified lenders and guaranteed by the Federal Housing Administration (FHA).

Click Apply now to start your application.

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Jumbo Loans Click to open answer

These loans have higher loan limits that help you purchase high-value property. Low down payments are possible.

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VA Loans Click to open answer

VA loans help make homeownership more attainable for veterans and military service members. These loans are federally insured and available with no down payment.* Plus, they don’t require private mortgage insurance.

*Closing costs and fees may still apply.

Get Started On Your Application

FHA Loans Click to open answer

FHA loans come with low down payment options and lenient credit requirements. These federally insured loans are designed to help more people achieve their homeownership goals.

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USDA Loans Click to open answer

USDA loans are government-insured loans that help people purchase homes in rural areas. These loans are often available with low or no down payment.*

*Closing costs and fees may still apply.

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Conventional Loans Click to open answer

Conventional loans offer affordable rates and flexible down payment options.

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